You just decided to renovate your house. Now you have to decide how to finance this investment. In the current context of very low interest rates, you are thinking of borrowing the money you need via an instalment loan.
Opening a personal loan allows you to obtain funds to finance a project in the short or long term. It differs from other formulas by its ease of access. This type of loan is perfect if you need a large amount of money without having to justify its purpose. How to open a personal loan? Here are all the compulsory conditions. Continue reading “Taking A Personal Loan: What Are The Conditions To Be Respected?”
It is not uncommon to be committed to a revolving credit when you wanted a consumer loan. How’s that going?
First of all, the days of revolving credit are over. The Bank estimates the debt of UK households under revolving credit (commonly known as a revolving loan) at £ 31.9 billion in 2008. Between July and September 2018, only £ 18.6 billion remained outstanding for this type of loan. At the end of 2019, there was a staggering increase of 3% to 19.2 billion GBP, but what explains this increase? Consumer interest or something else? Continue reading “Avoid The Pitfalls Of Revolving Credit”
A difficult end of the month, an important purchase or investment to be made, an emergency, but also various other situations may require a more or less important additional sum of money. And when you don’t want to or can’t borrow from your loved ones, a loan from a credit organisation is a possible solution.
However, to resort to a consumer credit requires to foresee in advance the capacity of repayment and especially to choose the most adapted credit offer. Here is our advice to put all the chances on your side. Continue reading “How Do You Put All The Odds On Your Side To Get The Right Loan?”
Loans are a valuable aid and a very important financial tool to use. Whether it is to go to school, buy a car or even buy a house, loans are often necessary to achieve these goals. The fact is that most people do not have thousands and thousands of dollars to pay for these things in cash, so loans can save lives. Fortunately, loans are quite affordable today compared to 10 years ago, making approvals easier than ever. Plus, with many lenders offering loans, there’s no shortage of places to research and choose from. So while getting a loan today may be easier and better than ever before, you still have some tough choices to make. Of course, you have to choose where to get your loan, etc., but one of the most important choices when it comes to borrowing is to choose between a fixed rate loan and a variable rate loan. Continue reading “Fixed VS Variable Loans”
Personal loans are the consumer credit par excellence but also the most popular form of credit. However, it is a particularly expensive loan, compared to real estate loans or even other so-called restricted consumer loans. Nevertheless, there are tips that can help you get a personal loan at a good price. Continue reading “How To Take Advantage Of A Personal Loan At A Lower Cost?”